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Start here for the essentials about disability benefits, eligibility, and the next step.
Understanding SSDI and SSI
Social Security Disability Insurance is a federal program for people who meet disability rules and have qualifying work history. SSA makes benefit decisions.
Supplemental Security Income provides payments to eligible people with limited income and resources who are 65 or older, blind, or have a qualifying disability. Children may also qualify under different rules.
SSDI generally depends on qualifying work history. SSI is needs-based. Some people may be eligible for both programs; each has its own nonmedical rules.
Eligibility depends on the program and individual circumstances. For adult disability claims, SSA considers work activity, medical evidence, functional limitations, and how long a condition lasts.
Many physical and mental conditions may be considered. A diagnosis by itself does not establish eligibility. Evidence of severity and limitations is important.
Working does not answer the eligibility question by itself. Earnings, the nature of your work, and applicable program rules matter. SSA also has work incentives for some benefit recipients.
Read your decision notice carefully. You may have appeal options, and deadlines apply. Check the notice and SSA’s official appeal information before deciding your next step.
Explore the program guides or complete our preliminary review request. Our form is not an SSA application. You can apply directly through SSA without using this website.
Work history, provider contact details, treatment dates, medications, and descriptions of daily limitations can help you prepare. Do not send Social Security numbers or medical records through this website.
Still have a question?
General information • Reviewed September 15, 2026. Read the official SSA guidance . Rules and individual circumstances may vary.
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